John Ermer


John T. Ermer, Sr. is a financial services professional, with over 30 years of experience advising high-net worth individuals, businesses, and health care professionals with financial and retirement planning, executive benefits, investments, and estate planning strategies. In 2017 John joined New York Life Insurance Company.  In January of 2020, John formed Ermer & Associates, Inc.

John began his career with The Equitable (now AXA Equitable) in 1987 as a Financial Professional.  A year later, John was quickly promoted to Assistant District Manager, to what was then current Executive Vice President, Luis G. Chiappy’s award-winning district. In 1992, he was promoted to District Manager while concurrently training other Financial Professionals in the company’s Financial Planning initiative, successfully implementing the process to his clients.

In 1999, John left AXA Advisors to join Merrill Lynch as a Financial Consultant, where he managed client portfolios and continued to teach and implement the Financial Planning process. In 2002, he added a deep knowledge of investment vehicles to his array of client services when he joined Prudential Securities. Continuing his growth as a financial consultant, John joined Costa Realtors Corp. in 2004 as a commercial real estate agent selling and leasing commercial properties and portfolios.

John brings 30 years of business experience in a wide spectrum of areas, including: insurance, Real Estate, investment, and financial services strategies.  John also utilizes a value-added consultative process when advising his clients.

John completed his education at The University of Miami in 1983, earning a bachelor’s degree in Business Marketing. In 2017, John earned a Master of Science in Theological Studies from St. Vincent de Paul Regional Seminary. Active in the South Florida community, John is a past trustee member of the Greater Miami Chamber of Commerce (1992-1995), The United Way (1995-2000), and The Children’s Home Society (2013-2014).  Currently, John is a member of the Planned Giving Advisory Council of the Arch Diocese of Miami and The Business Forum Group of Doral.

John currently resides in North Bay Village, FL with his wife, Lourdes Dergan Ermer, Esq.




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